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Moderators: lazyben, static14, texasvinyl

#91627
PayPal just updated their policies. The rates are becoming usurious for international transactions. Is there a good lower cost alternative? Essentially they're taking 7.4% of all international transactions...

Highlights:

"We are changing the currency conversion spread charged when we perform a currency conversion for you from charging an additional 2.5% over the exchange rate set by our bank to charging an additional 3.0% over the exchange rate set by our bank."

"We are changing the standard transaction fee for sellers selling goods or services online to buyers outside the U.S. from 3.9% to 4.4% plus the existing fixed fee based on the currency."

"We are changing the standard transaction fee for in store transactions received from buyers outside the U.S. from 3.7% to 4.2%."

"We will assess the $20.00 chargeback processing fee for sellers who win a chargeback but are not eligible for Seller Protection."

"We are adding a non-discouragement clause for sellers that provides:

In representations to your customers or in public communications, you agree not to mischaracterize PayPal as a payment method. At all of your points of sale (in whatever form), you agree not to try to dissuade or inhibit your customers from using PayPal; and, if you enable your customers to pay you with PayPal, you agree to treat PayPal’s payment mark at least at par with other payment methods offered."